Insurance Coverage
Walton Lantaff maintains a substantial practice representing personal and commercial lines insurers on first- and third-party insurance coverage matters. These cases involve disputes over whether an insurance policy applies to a given claim and, if so, the extent of appropriate coverage.
When tasked with resolving these disputes, our firm reviews the underlying claim and the language of the insurance policy, including terms, conditions, exclusions, and limits. Based on that analysis, the firm issues detailed coverage opinions advising insurers of their rights and obligations, and when necessary, handles declaratory judgement actions to obtain a court’s determination on the disputed coverage.
The firm also represents insurers in inter-insurer coverage disputes, which arise in cases when multiple insurance policies may apply to the same claim. Walton Lantaff works to allocate proper responsibility among insurers, resolve contribution disagreements, and address risk transfer issues when liability shifts from one party to another.
Through close analysis and litigation where required, the firm assists insurers in clarifying coverage obligation and minimizing financial exposure.
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